1090
Some of us did have insurance, then a bunch of anti-gun groups pressured the payment processors to stop working with companies that offered "murder insurance."
So how much could such insurance actually cost? Does anyone have the numbers to do the maths?
Say a single policy covers any number of guns a person has. So we need a number of people owning guns.
A death is definitely 300k payout. What kind of payout, on average, would injury be? Also 300k because healthcare costs are insane? Less than that?
How many people are killed using a gun every year?
How many are injured?
I wonder what the pure business cost would be for the insurance. I don't actually know how large a profit margin insurance companies run, would curious to sort of blindly apply that here as well.
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https://www.theactuarymagazine.org/firearm-risk/
The people who wrote this article are going to be happy with this.
Well, undoubtedly if it is like other types of insurance the insurance will exempt homicide and and suicide. It will probably only cover accidental discharge so it will not help with the two biggest problems.
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this post was submitted on 01 Feb 2024
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