Comingle is an interesting idea that would act as a pseudo emergency fund to provide a stable week to week income for their users. It could act to stabilize your income if you have an irregular income or as an backup plan for when you lose a job or income source.

Disclaimer: I am not affiliated with them. I just got this in an email newsletter and was intrigued.

cross-posted from: https://lemmy.finance/post/47

I don't think they'll find a major bank that's willing to take the accounts. Looking at the financials for Goldman's consumer division, it seems they went into this unprepared for how consumers use credit.