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Microsoft is enabling BitLocker device encryption by default on Windows 11
(www.theverge.com)
This is a most excellent place for technology news and articles.
In the scenario in which your computer is forgotten or stolen, it would offer some comfort knowing that the data on the computer is not accessible.
We have a "policy" in our household that everything that has personal data should be encrypted. That is just for cases in which we lose the device or it gets stolen. That makes it a purely financial loss, and not as invasive / uncomfortable.
But on the other hand my household are not average users. So it might not work well for other people.