Insurance is absolutely, unambiguously, the worst. I had a stress echocardiogram denied by insurance yesterday because they don't think I need it. A test to try to identify a problem, what's my alternative? Wait to see if I drop dead? I guess in that sense I don't need it but c'mon. And I'm on one of the "good" plans.

It seems like "deny everything and we'll save money on the people that can't/won't fight the denial" is actually common practice now.

I hope their actuaries get to experience the bullshit and have time to regret their contributions to human suffering.