In my life I've had several HDD's and SSD's fail on me. None of that shit lasts forever and you would honestly be surprised how often they fail. For huge servers like data centers the average failure rate is between 1% and 2% per year, and sometimes even higher. They literally have to replace hard drives on a daily basis because of failure.

Disk failure is one of the reasons I have copies of all of my important stuff saved to every hard drive on my computer, along with an external just in case. One time my system drive failed and I couldn't save anything because my operating system stopped working. Had to reinstall the OS and do a data recovery. Ended up with a bunch of photos that were corrupted, distorted, or missing half the photo.