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this post was submitted on 05 Jul 2023
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Risks aren't all equal though. How often do you smudge something or run it through the wash vs your password manager somehow shutting down without any notice? I've accidentally washed things tons of times, myself. Not a single password manager I've ever used has unexpectedly shut down. Heck, LastPass got sold and you can still use it (though I don't recommend them). Importing my LastPass file into Bitwarden was trivially easy. You also can and should export your passwords occasionally to a local, encrypted file.
And while being pickpocketed/robbed already sucks, I don't see why you'd want it to be worse. And it absolutely can get worse. Lots of people have passwords for financial services that will allow a thief to steal even more money or valuables from you than they can with just your credit and debit cards. Plus that's more things to have to rush to lock.
I'd argue that if you're a typical person with the dozens of unique online accounts that many people have, you generally won't be able to remember your passwords, as that suggests your passwords are at risk for being guessed or too easy to crack.
That said, you often only truly need to remember your email password and computer/phone logins. Generally you can reset everything with your email. Of course, that's not a reminder and is extra hassle.
I think people are taking the pocket example too literally. When I used to have to remember and manage way, way to many passwords I had a small notebook with the different parts to my passwords. Never was a whole password written out but I could recreate any password I needed from the little book. Was it a prefect solution? No. But it worked well for me for more then a decade and I worked with people who did similar. I did once put my little book in the wash when very tired, but interestingly little notebooks hold up well.