1528
Healthcare rule
(lemmy.blahaj.zone)
Tweet is from around February 2022; I’m not visiting that cesspool to find the exact date.
Yeah but that's ALREADY how it works. With private insurance some people pay their premium month after month after month and make no claims. Some people get paid out more than they'll ever pay in. That's how insurance works. Plus with private insurance toss in shareholder profits and millions of dollars in quirky commercials off the top of that.
Insurance premiums aren't decided by my income. They are decided by my probability of needing the coverage offered. Therefore, if I am rich, I end up paying a smaller percentage of my income on insurance premiums for the same coverage compared to a poor person.
Single payer universal healthcare makes healthcare more expensive for rich people and cheaper for poor people. I'm not saying that's bad ofc.
This is true for any real insurance, but not health insurance. Health Insurance premiums are decided by your employer, someone who has no reason to even be involved. It's entirely based on how much "benefit" they think they need to give you compared to their peers.