this post was submitted on 09 Nov 2024
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Leopards Ate My Face
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I genuenly don't know how ACA works. Most people get insurance through their employer, is that affected by ACA? Not sure of the exact search terms to find the answer for it.
The ACA is a massive bill that affects basically every part of healthcare in the US. That being said, here are some of the major parts that affect people who get their coverage through their employer:
There is probably a lot more, but those are the big ones for most people.
Oh fuck so my depression could be considered a pre existing condition then. Im currently on my parents insurance plan since I'm still a dependent, but when I eventually have to get my own insurance, thats a pre existing condition according to the prospective new insurer?
Fuck. Im kinda pre-diebetic since my depression fucked with my will to live, soon I might be diabetic and without ACA protection I'm kinda fucked when insurance eventually decide to not insure diabetic people.
My parents have some investments, but even if I inherit some of it, not sure if that would cover expensive big pharma bills.
I'mma go cry in a corner. (actually im too numb from the horrors on tuesday, too sad to even cry 😥)
I hate to tell you, but it's worse than that. Pre-ACA mental health wasn't covered at all except in extremely expensive private coverage for the wealthy, so it wouldn't matter if it was preexisting or not.