People are hurting, economically, and a lot of those people chose the person who is NOT in office

That is actually a flaw in democracy. Many people don't get that the person who is not in office can easily make things worse. So we usually get 8 years of 1 party, then 8 years of the other party. Way too many people forget after 4 or 8 years how terrible the incompetent the GOP is.

they voted against the incumbent who is telling them everything is fine and to stop whining.

Biden never once told anybody that. If anything Biden allowed his huge accomplishments (record low unemployerment, soft landing, lowest inflation of any developed country) to be underplayed.