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[-] DieserTypMatthias@lemmy.ml 9 points 1 day ago

I guess this meme only applies to America?

In most European countries, you pay for your insurance by contributing a certain percentage of your wages to your insurance company and a retirement payout company. Of course, you don't have to bother with that, since your employer does this in most cases (if you're not a contractor). I think this is a better strategy than just paying from what you have.

[-] SirQuackTheDuck@lemmy.world 2 points 1 day ago

In the Netherlands your pension fund is withheld from your wages (partially a mandatory government fund, partially a fund your employer might select).

My previous employer invested about 1% of my wages into the fund, which was quite shite. My current employer invests 10% and has a significantly better return.

Health insurance is a monthly cost you pay on your own (starting at around € 120 / mo). It's a € ~350 yearly deductible and coverage is mostly decided by the government. Any additional coverage is your own choosing and comes at a premium.

As you can only switch contracts on a yearly basis, comparing health plans is effectively a Christmas tradition for all Dutch citizens.

[-] DieserTypMatthias@lemmy.ml 1 points 1 day ago* (last edited 1 day ago)

Put this image into a translator, but in short, in Slovakia, your employer pays for your health insurance. (if you're not self-employed)

this post was submitted on 16 Dec 2024
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