this post was submitted on 18 Dec 2024
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Approved claims, and no profits. Once you start approving claims, the hospitals and healthcare companies will continue charging whatever they want to. The Insurance game is a losing proposition if claims must be paid, it only works if they're allowed to deny claims. It's a nonstarter. Which is why in a nation with a functioning public healthcare system, Insurance companies aren't necessary. Healthcare costs will always outpace the income an Insurance company will charge.