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this post was submitted on 29 Aug 2023
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I've been wondering if there's a way to do this with actual bank accounts. I know with ING I can only have like 2 savings/transactional accounts (1 joint, 1 personal).
I'd like to be able to spin up accounts for these categories and use them as the "envelopes" instead of relying on cash.
Yes.
I'm with bank Australia they let me have as many sub accounts as i please, no fees.
There's savings, bill kitty, rates, honeypot (building a six month expense nest egg separate to savings) car kitty, cat emergencies, house emergencies. Anything left on the main card-accessibile account is groceries and pissing away money. Been running that since the 90's. Works so well husband has been throwing his half in there as well since '07
@Taleya @bmck
Partner and I have 2 individual accounts where we get our personal money paid in and a main bill paying account that covers everything not related to personal stuff. We both contribute to the main account and pay out from that each fortnight for our "allowances".