this post was submitted on 17 Jul 2025
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United States | News & Politics
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Insurance works as a risk pool. If you have an increased number of high cost members in the pool, such as those prone to all the conditions long known to be associated with morbid obesity, it raises the cost outlays for the pool, and thus by association the premiums demanded to cover said costs.
Money in must equal money out plus administrative costs, spend more out, need more in, from everyone, or should we selectively charge the hight cost members more?
Of course not, that would be fatphobic. /s
Bad troll, be less obvious
You've been all over the post making absurd statements of them being CEOs, writing someones's policy, or that these two specifically where blamed for the US healthcare.
If you have a larger proportion of unhealthy people in a population, particularly with preventable conditions simply by making better choices to live healthier lives, then you inevitably will have more costs to bear as a society, weather that's in the current fractured insurance world or a single payer system which amounts to one universal insurance pool paid by the public taxes.
To claim otherwise is just as impossible as to say we should make no efforts at preventing and discouraging smoking. Cancer costs money and if someone costs the entity footing the bill $$$ it's going to come from somewhere.
So that's either all of us and we all pay for the other's bad choices, or we collectively look to minimize the pursuit of bad choices, or when selectively burden those making bad choices with the bill for them.
And I'm speaking of math that's not going to change because of your being upset about it.
I didn't blame an individual, I blame whole classes of individuals who are waddling around scarfing down soda and McD's but blaming their genetics. Or smokers, or any other class of people made unwell by their own choices that you mean to subsidize the care of in this post-monetary hippy commune model of medicine proposed.
Actually yours has a whole society to uproot and coerce the labor of in order to have your free care.
But sure, calling unhealthy people making bad choices a bad thing is bigotry. Notably America has quite the reputation for being fat, we must all be cursed with some poor genetics or medical conditions that the rest of the world don't have.
You called the concept of them and similar others costing the rest of society money due to increased insurance and healthcare costs moronic. I provided how they do so, you haven't addressed that at all other than to propose that doctors and medical suppliers should work for free.