this post was submitted on 27 Jul 2025
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[โ€“] uid0gid0@lemmy.world 10 points 1 week ago* (last edited 1 week ago) (1 children)

The US implementation of chip and PIN left off the PIN. The reason given was "no one wants to put in a PIN every time" so for the vast majority of transactions you just hold up your card to the sensor or put it in the chip reader. PIN is only required for cash withdrawals in my experience.

[โ€“] ZkhqrD5o@lemmy.world 2 points 1 week ago

Jesus Christ, that is absolutely moronic. No wonder people are so obsessed with losing their card.