this post was submitted on 04 Aug 2025
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Political Memes

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[–] ryannathans@aussie.zone 14 points 2 days ago (3 children)

Pulling out your investments is what makes the crash happen

[–] TankovayaDiviziya@lemmy.world 7 points 2 days ago (1 children)

I just recently got into investing so my shares are still vulnerable to huge losses (as had happened to many during April Trump tariffs).

[–] RandomWalker@lemmy.world 4 points 2 days ago (1 children)

I’m not a financial advisor, but if you’ll need to use the money you’ve invested any time soon, then please take out your money now and don’t invest in something as volatile as stocks. Otherwise if you’re investing for the next 15+ years, then trying to time the market is generally a bad idea since the market is often irrational in the short run.

Bonds are a good option right now if you have medium-low risk tolerance. Interest rates are relatively high and prices will probably be rising if this recession comes as we all expect.

[–] TankovayaDiviziya@lemmy.world 2 points 2 days ago

Thanks for the advice. I have been looking at other savings type account including bonds. I have been shopping around as well for other financial accounts with high interest rates. My country's banks don't offer high interest rates unlike other countries.

[–] AndiHutch@lemmy.zip 6 points 2 days ago

I mean yes, but I doubt the average lemmite is in the top 10% of stockholders that have the lion's share of affect on the market since they own like 90% of the market (or some outrageous number like that, I don't know the exact numbers offhand). Investment moves made by small players are probably tiny compared to what the rich and their asset managers do when they sell / buy.