this post was submitted on 05 Aug 2025
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Well, I could have just bought it. But it's a 0% interest loan. Same thing I did with my other two luxury watches, and it's almost done. Having a two year commitment to it definitely keeps me from looking at any more! I really like watches. It's probably my last one for a long time, anyway. Kids are expensive. $8600 for a watch over two years is cheap compared to $15k a year just in childcare. That's just one kid.
You can have a car for a lot less, but we have relatively new cars and I opted for a lot of insurance for my own peace of mind. If we had any public transit options, we could get by with one car for sure. But there is nothing here. There is a city bus system that primarily caters to the low income, which is a great start. But it really only goes to like, the grocery stores and the urgent cares. Nowhere near our daycare, and definitely way short of the 30 miles to my office. We also have a shuttle bus that you can call for, that's only $3 a ride, but thats really just for the disabled and elderly. I'd say we have better transit than a lot of metropolitan cities I've been to, but obviously our society is completely car-centric.
Weird thing to wonder about how he can get by with 16k when you obviously have an insanely unnecessary consumption ¯_(ツ)_/¯
"with my other two luxury watches" rofl
I mean, I am aware of that. But 16k wouldn't even cover my mortgage, let alone food and utilities. Adding up just the essentials, housing + food + electricity + natural gas + phone + water, I'm at 27k. Being in the US, I'd say car and health insurance are also necessities. So, you can easily add another 5k or 6k to that.