this post was submitted on 10 Aug 2025
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I guess taking that logic, a insurance company that doesn't trust the science could offer lower rates and take the increase in customers and reap the rewards. But strangely no one is??
That's also true, fair point
Because they would risk having to pay out more as well. And if they pay more insurance payouts than they make from the customers, they lose money.
Yes but the risk calculation either includes the climate change related statistics or it doesn't.
If it does, then it indicates that insurance companies see this risk as valid and factual.
No insurance company would make decisions based on paying out against risk they didn't believe existed. That's the whole point of calculating risk.