this post was submitted on 10 Aug 2025
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[–] EvacuateSoul@lemmy.world 6 points 1 month ago* (last edited 1 month ago)

They aren't trying to lower overall risk. They are in the business of accurately assessing risk.

Giving a discount for behavior that lowers climate risk is different than a discount for behavior that affects the client more proportional to effort, like defensive driving. A customer cutting emissions in half, drop in the ocean to climate change, so how much have they lowered their climate risk?