this post was submitted on 13 Aug 2025
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Why will a kid need to open an online bank account?
Because some day they will be an adult who needs to know how to do things like buy groceries and pump gas. Hell, a 16 year old can have a car and a job, but not be allowed to pay for anything?
edit: that said , I'll be using AI generated faces for everything.
Get a regular bank account
I mean there are plenty of legitimate reasons. If you want to give your child financial autonomy so that it can learn to budget, I think an online bank account may be a good idea.
But I don't get the OPs point though, many banks offer adult-managed accounts until majority that only need an ID, not a face scan.