Android
DROID DOES
Welcome to the droidymcdroidface-iest, Lemmyest (Lemmiest), test, bestest, phoniest, pluckiest, snarkiest, and spiciest Android community on Lemmy (Do not respond)! Here you can participate in amazing discussions and events relating to all things Android.
The rules for posting and commenting, besides the rules defined here for lemmy.world, are as follows:
Rules
1. All posts must be relevant to Android devices/operating system.
2. Posts cannot be illegal or NSFW material.
3. No spam, self promotion, or upvote farming. Sources engaging in these behavior will be added to the Blacklist.
4. Non-whitelisted bots will be banned.
5. Engage respectfully: Harassment, flamebaiting, bad faith engagement, or agenda posting will result in your posts being removed. Excessive violations will result in temporary or permanent ban, depending on severity.
6. Memes are not allowed to be posts, but are allowed in the comments.
7. Posts from clickbait sources are heavily discouraged. Please de-clickbait titles if it needs to be submitted.
8. Submission statements of any length composed of your own thoughts inside the post text field are mandatory for any microblog posts, and are optional but recommended for article/image/video posts.
Community Resources:
We are Android girls*,
In our Lemmy.world.
The back is plastic,
It's fantastic.
*Well, not just girls: people of all gender identities are welcomed here.
Our Partner Communities:
view the rest of the comments
My personal accounts do not use MFA of any kind and very few are tied to external accounts for any form of verification.
Lucky you can get away with that. My bank requires the app, without it you can't even make transactions via the web UI because the 2FA is via their app. You can't even order a new card or many times order a physical card via their web UI because they don't bother sending you a physical thing anymore, intention being is that you add the card to Google pay for NFC and online payments and use it that way only. Everything is via the app. I actually have no idea what happens if I lose my phone, because as far as it has been made to appear my bank account is on my phone, there are no sign in details or anything of the sort, it's either there or it isn't.
If my bank ever changes to do that, I would immediately find a different bank. Then again, whenever it's possible, I do business in cash.
Yeah good luck with that, most places have been cashless since the pandemic, and there are no banks that don't do this, they're required to have 2FA by regulatory compliance and they all implement it as apps to offset compliance costs with data harvesting.
I've not had that experience. Most of the places I go to or do business with prefer cash (most even charge for cards now), and my bank doesn't do that stuff. If they do, I'll just go to an FCU instead of a bank, since most of them do most of their business in-person.
That's because we live in different countries. Judging by you saying FCU, presumably meaning Fan Control Unit or United States Federal Credit Union, you live in the United States.
I do not live in the United States. In the rest of the world, and especially Western Europe and the UK - where I live - cashless is very common if not the default.
Again, outside of the United States (1 country), banks tend to work like how I described, so there isn't a bank that "doesn't do that stuff", and not only are most business cashless, there are even fairly common card payment machines at businesses that do not take chip and pin (or swipe, but they basically never did that, that's just an American thing), only contactless is an option.
Then I would have some real issues living outside the USA. I believe in using cash, and I probably wouldn't keep a bank account if I had to go through all that nonsense.