this post was submitted on 29 Sep 2025
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Setting up automatic transfers to my savings and ETF accounts and never looking at it to not get tempted to spend anything has been working for me tho, about 50% of my salary goes into those two each month
(also living in a country with a good social security net, having a job that pays relatively well, and being very, very frugal because my brain gets a lot of enjoyment from optimizing every number-based problem I come across)