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Fuck Cars
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That is pretty pessimistic. I never lived in a big block of appartments but in 8 flat/building houses. We have thick walls, so flooding and noise isnt really a problem. We know our neighbours, they even take deliveries inside (into the stairway) so they dont get stolen from outsiders. We have a dedicated bike-room downstairs, with a dedicated bikeramp from the outside, every house in the area has this. We have a communal parkinggarage with electric charging-spaces.
The cost of living i cannot really compare, the inability of repairing something or our own (as we are renting) is a negative. The fire risk is something I have never thought about but is a fair point I guess.
Big minus is smoking neighbours
Flooding from above is the big one - I've been lucky so far, the guy across from me was not so lucky.
Your milage may vary with flats, but you're going to enjoy at least 2--3 of these issues living in one (or some of the unlisted ones).
Out there, the ideal block of flats probably does exist. However, so does your winning lottery ticket!
You've never lived in a large apartment building but you think the issues people have with them are pessimistic?? I wouldn't have a problem with a townhome but apartments definitely have some trade offs
I want to say that living in an european low-/midrise block isn't as bad as said in the comment