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A new house being built down the street from me
(lemmy.world)
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Exteriors are wood too, hurricane straps. Basically metal connectors connect everything from ground across the roof to the ground again.
What part of Florida? I know there's different wind speed ratings depending on how far north you're building. In South Florida I only ever saw cinder block or full concrete exteriors.
It should be compliant everywhere, maybe a particular municipality has specific restrictions though.
Same in the Caribbean. Houses and buildings made of concrete to survive hurricanes. Windows may blow out but the walls stay firm.