Lol all these people acting like holding the coins until they increase in value is the only reason people use them are missing the point of crypto. Every transaction you make with your bank accounts and cards, is used to build a profile about you. Usually to advertise. These banks can do whatever thet want to you. They can close your account at will. They can give (and do give) a copy of all of your financial data to law enforcement simply because they believe you are "suspicious". Thats all they have to say and then, good luck with the legal proceedings to get that FDIC insured money back from them. The goal of crypto is for mainstream adoption. We want a world where your financial data can be YOURS. Im not saying dont use your countries own currency (unless you live in Venezuala in which case there is another use case of Crypto) but all of you have been fed these lies and fear about crypto because the ruling financial lords want you to feel that way so they end up maintaining financial control. Why do you think the USA is so eager to change the lending rules for crypto now, to make it the exact way the banks do it now? (Google it) seems odd that they try to discredit its use yet also want more rules for it, doesnt it? Also you can accept 6 different kinds of Crypto on shopify stores alone now, and more merchants will follow suit in the future. It isnt about holding a shit token to try and get money at least for the ones who actually care about its currency use case it isnt. Btw, Monero solves all the privacy concerns people have with BTC.