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The stupidest FB Marketplace that I deal with Weekly.
(lemmy.world)
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Pretty sure there's no way to cancel a venmo payment. Once it hits your account it's there. Idk what 3 day thing you mean.
The only fishy thing with venmo is the "I sent a code" or saying "I sent it" and sending you a fake confirmation. Like unless it's in your venmo account it's not there but I don't think there's anyway to undo it. Otherwise what good is their service? It's not like they can do a charge back. That's why theft on venmo and similar apps is a big deal because they can't/won't "undo" it.
This isn't like getting a direct ach payment/check to your bank or anything.