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They're barely making ends meet!
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this post was submitted on 17 Oct 2023
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And even better: deductibles are legal.
And they should be! They're part of the contract you signed and agreed to. Deductibles are an important part of how the insurance business calculates their costs. Common sense stuff.
Next question, why are we Americans all but forced to sign this contract? OK, we're not forced. We can choose to drop an otherwise great job or go unemployed. Under employed is also an option!
I should add, my company's insurance was solid. $35/mo. for myself? Hell, we got extra insurance to cover what the deductible didn't. For real. Dental and vison don't add up to $2/mo.
Turns out, the insurance company sucked, we were mad. The CEO and HR just came in the monthly meeting apologizing and notifying us that we were changing providers for 2024. Sound good?
Back to, "why are we Americans all but forced to sign...?" I thought our conservative leadership was about freedom and choice? No? Why aren't we jamming their rhetoric right back up their asses?
They could just as easily do that calculation with a 0 instead.
They could and your monthly payment would go up significantly. Reducing a 5k deductible to 0 is going to add a minimum of 416.67 to your payment, and probably closer to 500.
Take it out of the CEO's salary.
"iT coULd alL bE FREE!"
You're like little, bitchy conservatives. "I don't like this reality so I'll substitute my own!"
Came here from reddit hoping to leave the children behind. And yet, there's even more here.
I was responding to your claim that it's impossible to do the calculation without charging a deductible.
I never said it should be free. Grow up.