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Respect to anyone still managing a library of mp3s
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This was more true when the labels were running everything. Now you can get a lot of the material more-or-less directly from the artists on various platforms. Instead of artists getting 5% of the $$$, they can get 70%+.
Just saying that not everything you listen to is necessarily by a band signed to a label. A lot of newer talents have gotten wise to the scam the labels have been running (for the same reasons you articulated - who would knowingly sign up for that?) and are putting things out themselves instead.
Ah, that makes sense, but I only listen to the same artists I have been for 20 years (or artists that I've discovered that have been active for that long), so not much has changed with the labels for me specifically.