GrapheneOS is such a staple for me now. Been waiting for it to be released for the Pixel 8 since I got the phone at launch... it doesn't have the annoying search bar or the unmovable widget telling you the weather... Regardless of the security and privacy it offers... And its just pretty.
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Is Google pay and banking apps working?
Here's a crowd-sourced list of international banking apps that are compatible with GrapheneOS:
https://privsec.dev/posts/android/banking-applications-compatibility-with-grapheneos/
The issue tracker has slightly more current banking app reports:
https://github.com/PrivSec-dev/banking-apps-compat-report
Some banking apps may be problematic and here are some possible workaround solutions:
https://discuss.grapheneos.org/d/8330-app-compatibility-with-grapheneos