I did a PhD so I was a little late to the "real world" than other millenials. And I gotta say GenZ are in a much worse boat than millenials depending on location. In the Toronto area I'd say there's a lucky subset of millenials who will never afford a home but have been in a rent-controlled unit for a few years. Idk how affordable having an apartment to yourself would be for gen z. To spend only 35% of your income on rent in Toronto right now for a 1 bedroom you'd need to be in the top quintile for HH income.

I think I joked previously the millenial experience was going on zillow to look at houses you'll never afford while the genz experience is looking at apartments you'll never afford.