a friend of mine was telling me that their parents got scammed recently out of 200k. They were trying to work out how and why and everyone, including the victims was just like "I dunno... it just kinda happened. Everything looked legit."

And I imagine if "buying something on amazon" looks really confusing to you, there's little difference between that and a scam, because it's all a mystery you can't hope to comprehend.

Now I imagine that experienced or savvy people could smell a rat instantly, but if you truly find online payments way beyond your Ken, I can see how it happens