You can get it as cheaply as $17 a month. And the person I was replying to said your pet would "hurt your pocket" when they eat something they're not supposed to, implying that they would be paying for the expensive surgery. Most veterinary surgeries are $2K-$5k. Mid range health insurance is $50 per month or $600 per year, saving $1400- $4400 for a person who would be paying out of pocket otherwise.