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Literally all VPN sponsored segments on YouTube.
Yup. There are reasons to use a VPN, mind you; but they involve the person actually knowing the risk, when it applies, and taking a cost vs. risk judgment. The FUD in those sponsors is basically "you don't know so you might be at risk, subscribe to our VPN juuuuust in case".
They straight out lie in those ads though. Like for example VPNs don't protect your privacy at all when you're browsing. Just because it says private in their name doesn't mean you're anonymous. Cookies and trackers work all the same via a VPN.
Or the biggest thing people forget, being logged in.
That's an exaggeration though, most of them are coming at you with the 'hey! You can watch netflix germany now!" rather than 'hackers are coming to get you'
Yeah they have all kinda changed their tune after Tom Scott came out saying they were all straight out lies. https://youtu.be/WVDQEoe6ZWY?si=Gnrk4Bx1kdFQStJP
After this video I could tell you tubers changed their ads. They still lie, but much less.