It’s not totally free here either, I was mostly making fun of the Americans. We have a similar co pay system where you have to pay a small amount for most minor medications and treatments, up to a yearly maximum, beyond that it is completely free (you still have to do the co pay but your insurance will fully reimburse you for anything beyond the maximum).

For example, I had a nasty accident last year which broke my ankle in three places. The ordeal required ambulance transport to the hospital, multiple surgeries, MRIs, roentgen scans, various other procedures, several weeks of hospital stay, crutches and about a years worth of twice per week physical therapy and doctors appointments. Overall I paid maybe 200€ out of pocket.