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Deadname rule (lemmy.one)

submitted 11 months ago by I_like_cats@lemmy.one to c/196@lemmy.blahaj.zone

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[-] Smorty@lemmy.blahaj.zone 22 points 11 months ago

So are all PayPal users trans, or just dumb cuz they use proprietary software?

[-] Habnab@kbin.social 22 points 11 months ago

Which open source software can I use to transfer money?

(not crypto)

[-] my_hat_stinks@programming.dev 9 points 11 months ago

Why use a third-party at all? It's been trivial to send money via bank transfer for a long time, check your banking app or website and you'll likely find a way to send money with just an account number + sort code. If your country has a system like faster payments the transfer will be near-instant too.

[-] guywithoutaname@lemm.ee 11 points 11 months ago

"bank transfer"

Laughs in US.

[-] naught@sh.itjust.works 8 points 11 months ago

America has Zelle which does instant money transfers by email/phone. It's private but it works in my banking app, is totally free, and is instant

[-] mosiacmango@lemm.ee 14 points 11 months ago* (last edited 11 months ago)

Zelle is a private company and not "America" wide. Your bank has to support it.

Otherwise, youre stuck in the paypal/venmo/cashapp loop with the rest of us.

[-] Sanctus@lemmy.world 6 points 11 months ago

Yay for private interests lobbying our government!

[-] Habnab@kbin.social 8 points 11 months ago

Banks are proprietary software

[-] my_hat_stinks@programming.dev 3 points 11 months ago

Okay? But you presumably do still have an account with a bank or building society, right? So why use a third party when you can request a transfer from them directly?

[-] brbposting@sh.itjust.works 3 points 11 months ago

building society

[-] my_hat_stinks@programming.dev 2 points 11 months ago

Ironically enough it's the opposite. Banks answer to shareholders, building societies answer to its members. Building societies compete with banks, if they're unheard of in the US that certainly does explain the state of the US banking system.

[-] FakeGreekGirl@lemmy.blahaj.zone 2 points 11 months ago

We don't have building societies in the US, but we do have similar institutions called credit unions.

[-] optissima@lemmy.ml 6 points 11 months ago

Not in America! Every bank transfer is a series of hoops that is a pain to jump through which take days to update.

[-] yetAnotherUser@feddit.de 1 points 11 months ago

You don't have some system like IBAN allowing you to just send money to whichever bank you want within ome or two days (or in real time but with a fucking fee but that's about to change)?