It could be a year or two until failing, who knows. People that do heavy video and audio edits tend to wear those drives faster than everyone else due to the high number of reads and writes. Also, how many times can you swap the machine under warranty? And how many years do you intend to keep yours? A repair out of warranty may be the cost of a new machine, and those are really expensive, not to mention the downtime you'll have to get the swap done.

Mine, a top of line Dell notebook with 32Gb of RAM and 2Tb SSD, lasted about ten years of heavy audio and video work, with a quick and cheap SSD swap in between to keep it going. Easy repairs and little downtime is pretty important to me, but that's just me.

Those are just factors that I think should be considered, and I saw a bunch of colleagues that did not thought about it, and sailed through rough spots waiting their machines to be fixed. It may be your case, or may be not.