My finances took a huge hit due to that and basically had me plate spinning for awhile.

Now that I've only got a few thousand left to pay it's a lot easier.

The fun thing about stereotypes is that they are just blanket statements that apply to basically none of them.

Are there some lazy and stupid poor people? Yes, but they exist all along the financial spectrum.

The discipline necessary for having credit cards with high limits makes things really tough (trust me I know)