As for clicking links, the bad days of the Internet are largely behind us. Any link you click is unlikely to damage your computer without additional action on your part. Still don't click on obvious bullshit because there's no sense taking a step towards danger, but in general don't worry about that side of things.

I use Firefox with ghostery, privacy badger and ublock.
I run a homebrew version of pihole to block DNS requests for screwy domains or known crud, and it mostly just pulls in the pihole lists.

For operating system, I use fedora or Manjaro, depending on the computer. Starting to grumble at Manjaro, so we'll see how that goes. Out of the box firewall settings for the "use" computers, and locked down for the server, with incoming ports opened for specific services. DNS, ssh on an alternative port, http/s, my VPN. More ports are open on the internal network side, like mqtt. It runs applications so most things like DB ports are local only.

I have a windows computer for gaming and such, but I don't use it for much else. Not for security reasons, just because the design of windows rubs me the wrong way and I think it's needlessly complicated.
I let windows defender manage itself and since it's not doing anything other than steam and a handful of toy projects that need the graphics card, it's not a risk.

Network topology is to have the Internet connected to a router. The router is connected to a small commercial switch. The router is configured to direct incoming traffic to the server which handles it.
In an ideal world, traffic from the Internet would be directly handled by the server and it would function as the gateway router, but setting that up is annoying and I have limits.

Router also works as a wireless access point, which is mostly system default. I've wanted to get a second access point configured so I can segregate automated devices from personal devices, but I don't think the threat or cleanliness is worth the potential cost or effort so it's been delayed indefinitely.

Most interesting devices connect to the switch, which I can setup to do vlan stuff as part of ongoing project mentioned just above. Delayed. :(

Server security: ssh on a non standard port. Stops the vast majority of fuckery. 22 -> 2222 . Easy to remember and it's weak security, but too easy to skip.
No password login permitted for root, ssh key only.
Selinux configured in enforcement mode, and I don't cheat. When something gets locked down I actually figure out what permission it needs and give it that one, instead of just giving it full permissions.
User accounts are required to have good passwords and use ssh keys or password with MFA for remote access.
Software either comes from the system repositories, a trusted packager, or is written by me.
I use fail2ban with normal settings for anything that figures out the ssh port, which isn't much.
Database access is password protected with different users for different applications and databases. Tables permissions are limited to what's needed.
I don't trust docker containers so I don't use them.

Data is backed up to a Synology Nas configured to require MFA for login, and positioned so the server proxies to it, so it's public for web access but gets the servers shield.

My work computer is a Mac, and it's fine. I let them manage it since it's theirs. On general principle I don't respect it, but that's just because the UI is dippy and their unix cli tools are inferior.

I think that's everything security adjacent.

Edit: and use a password manager and MFA for everything that will let you! Passkeys > authenticator app "push" > app numeric code > text message > nothing.