It seems as though you underestimate the appeal of billions of dollars. It's not just the ability to never have to work again. Or power, prestige or any other nonsense. Or even just having tons of money. It's not greed that makes it appealing.

It's the security. The safety if knowing you'll never have to worry about food or housing. That your parents and family will be well taken care of. Your children will be able to have it all, that you've set them up for success and they won't have to struggle. It's knowing that your best friend who was diagnosed with cancer will have the best care available, wherever that may be in the world, and won't have to worry about food or housing or anything else while getting better.

You're either too young to understand or are lacking in empathy.

I'm not saying being a billionaire isn't inherently immoral. But the reason people take payouts like that are not solely down to greed.