I'm not blaming anyone for studying anything. I'm simply stating that the bill for that education will come due and it might be a good idea to have acquired a skill to help pay it if the projected return on investment is non-existent.

Ever have a conversation with people in your local service industry? I live in a major US city and this is a common story:

• liked art
• got into art institute of ___
• now have 200k of student debt
• didn't finish, now work at this bar and another to pay off the debt
• still dabbles in art but can't get anything off the ground

Do you think they'd have advised a younger version of themselves to do something else?

A nice thing about Physics: quantitative reasoning is a highly valued skill in many paying jobs and something you have to acquire along the way to learning things like QED. The end result of knowing, say, if a neutrino has mass isnt terribly useful.