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When was the last time you played The Sims and what did you do?
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My go-to strategy is to find the richest family in the neighborhood, then power-level my relationship with one of them and get them to divorce their current partner and marry me. So I get a super-nice house for basically free.
One of my sims 3 characters did this as their only source of income. Kick the existing family out divorce and sell the house. Rinse repeat as funds were needed