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It's pretty obvious to me that no progress has happened with Republicans in Congress hell-bent on not passing helpful legislation as that would upset their dear leader. The only way a President can make good on their promises without them is by executive order, which is expanding, enforcing or interpreting existing signed legislation by Congress from present and previous administrations. That's how it works. His big bid to give everyone 10 to 20k in forgiveness, using the 2002 HEROES act was overruled by conservative's favourite Supreme Court, so he is trying any other avenue he can find without predatory loan businesses suing it away again.
Don't get me wrong, Democrats have been sitting on their hands, taking the high road and killing progressive reforms in the name of "compromise" for many years now, and are also funded by rich oligarchs. Biden as a senator voted for the bill preventing student loans being discharged during the same term under W. But the President isn't King (I will say at least not until November this year), and can't unilaterally write legislation.