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this post was submitted on 25 Mar 2024
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@ramble81 @BrikoX In Australia, if you work full time, your employer is required to deposit 11% of your income into a retirement savings account, known as a superannuation (or "super") account.
Most people use a member-owned industry super fund, but you can also opt for a super account from a for-profit private financial institution (but the fees can tend to be higher).
In most cases, you can access the money in your super account once you turn 65 (but there are some conditions where you can get early access).
The Australian government also offers a (government provided) aged pension, but it's quite low.
You can access super at 60