Biden was a primary author of the 1978 bankruptcy reform act, and pushed hard for it as a Delaware senator at the time. This very legislation is why students can be crushed for life by student debt, as it prevents discharging said debt via bankruptcy. He, along with Ed Kennedy, are precisely to blame for the crisis resulting from uncapped tuition increases by greedy, profit-incentivized colleges and lenders. These same institutions contribute massive amounts of cash to Biden’s campaigns to this day.

At least republicans are generally more honest about how they intend to help corporations screw us, reprehensible as they may be.