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/e/OS Is Better Than Android. You Should Try It
(www.wired.com)
This is a most excellent place for technology news and articles.
not being able to use contactless pay does not equal "NFC can't be used on anything".
Technically you're correct, but it's effectively the same thing since I've literally never used NFC for anything besides contactless payment and initial phone setup when migrating from an older Android phone to a newer one. For most people NFC is synonymous with contactless payment.
big detail. I connect my Sony XM4s to my phone with NFC multiple times a day. not to mention that you still can use Google Pay on rooted devices with some workarounds. not to mention that some bank apps don't use Google Pay for contactless payments at all. I've been paying via NFC with my bank app on a rooted phone for years until they scrapped their own solution and adopted the GPay approach instead.
If you get a pixel watch you can pair it and use that for Google Pay FYI and have Graphene OS on your phone.