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submitted 5 months ago by Seagoon_@aussie.zone to c/melbourne@aussie.zone
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[-] Baku@aussie.zone 2 points 5 months ago

Thanks. Aus Unity has a min deposit that's a little bit high for me at the moment. BoM is 4.8%, but 4.9 if you join and manage online. Honestly I'm not really in it for the interest as I won't deposit enough for it to really be worth anything. I'm mostly after a TD as a sort of forced savings program I guess. Having to give 31 days notice to withdraw anything is more than long enough to curb any impulse purchases

[-] dumblederp@aussie.zone 2 points 5 months ago* (last edited 5 months ago)

No min deposit that I can see. Looks like 5.2% on 0-$50k.
https://www.australianunity.com.au/banking/savings-accounts/freedom-saver

But yeah, if you want the help with impulse control that's a different issue and ~0.2% is well worth it.

[-] Baku@aussie.zone 2 points 5 months ago

Ah. I was looking at their term deposits, they do have a 5k min. I'd rather not be able to touch it. But thanks again for the suggestion!

this post was submitted on 31 May 2024
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