The swedish version of this is called swish. I once got my CC skimmed and someone was buying stuff in Tokyo. Loss prevention called me and asked me if I was in Tokyo. I said no, and he blocked my card and started going through the latest transactions.

-So, did you buy xxx at yyy? -No. -How about xxx at yyy? -Nope. -Ok, I have a transaction that says "hookers and blow" -Yup, that one is mine. -...Ok