this post was submitted on 22 Jun 2024
393 points (95.0% liked)
Mildly Infuriating
35422 readers
472 users here now
Home to all things "Mildly Infuriating"
Not infuriating, not enraging. Mildly Infuriating. All posts should reflect that.
I want my day mildly ruined, not completely ruined.
Please remember to refrain from reposting old content. If you post a post from reddit it is good practice to include a link and credit the OP. I'm not about stealing content!
It's just good to get something in this website for casual viewing whilst refreshing original content is added overtime.
Rules:
1. Be Respectful
Refrain from using harmful language pertaining to a protected characteristic: e.g. race, gender, sexuality, disability or religion.
Refrain from being argumentative when responding or commenting to posts/replies. Personal attacks are not welcome here.
...
2. No Illegal Content
Content that violates the law. Any post/comment found to be in breach of common law will be removed and given to the authorities if required.
That means:
-No promoting violence/threats against any individuals
-No CSA content or Revenge Porn
-No sharing private/personal information (Doxxing)
...
3. No Spam
Posting the same post, no matter the intent is against the rules.
-If you have posted content, please refrain from re-posting said content within this community.
-Do not spam posts with intent to harass, annoy, bully, advertise, scam or harm this community.
-No posting Scams/Advertisements/Phishing Links/IP Grabbers
-No Bots, Bots will be banned from the community.
...
4. No Porn/Explicit
Content
-Do not post explicit content. Lemmy.World is not the instance for NSFW content.
-Do not post Gore or Shock Content.
...
5. No Enciting Harassment,
Brigading, Doxxing or Witch Hunts
-Do not Brigade other Communities
-No calls to action against other communities/users within Lemmy or outside of Lemmy.
-No Witch Hunts against users/communities.
-No content that harasses members within or outside of the community.
...
6. NSFW should be behind NSFW tags.
-Content that is NSFW should be behind NSFW tags.
-Content that might be distressing should be kept behind NSFW tags.
...
7. Content should match the theme of this community.
-Content should be Mildly infuriating.
-At this time we permit content that is infuriating until an infuriating community is made available.
...
8. Reposting of Reddit content is permitted, try to credit the OC.
-Please consider crediting the OC when reposting content. A name of the user or a link to the original post is sufficient.
...
...
Also check out:
Partnered Communities:
1.Lemmy Review
2.Lemmy Be Wholesome
3.Lemmy Shitpost
4.No Stupid Questions
5.You Should Know
6.Credible Defense
Reach out to LillianVS for inclusion on the sidebar.
All communities included on the sidebar are to be made in compliance with the instance rules.
founded 1 year ago
MODERATORS
Same, cant use half of online services because I can't have PayPal (and don't want a credit card for security concerns)
What about virtual prepaid debit cards for online purchases?
Yeah, maybe a good idea to look into stuff like this. Do you know privacy friendly ones (who don't sell or record your purchase history)?
I don't really know any. I have a prepaid VISA with my bank. Had some fuckery happen to some of my accounts where I had my regular visa debit saved as payment method and I lost about 20€. I got them back but disabled the option for online payment for the card.
So now I only use that prepaid with the exact amount of money needed to pay for what I am buying.
I cannot really suggest any such cards that are separate services because I do not know any. Maybe look into if your bank has the option to get one.
Yeah, this sounds reasonaboe, guess I habe to check if my Bank offers something like that. Credit cards are quite uncommon where I live, most people just use normal girocards for paying in shops and stuff (or physical money)
Are girocards like debit cards or something completely different?
I just checked and I assume you are Austrian. Worst case scenario hop over the southern border and open an account here. ¯\_( ͡° ͜ʖ ͡°)_/¯
But almost sure you have something similar there as well. We are in Europe after all and banking is jot stuck in the 19th century like in the US.
Well girocards will give the shop the permission to make a one time withdrawal of the amount displayed on the screen, if that money is in your account. If the money isn't in your account, the payment will not go through. Also if the shop wants to make a second withdrawal, you need to insert your card again and enter your (secret) pin again, they can't choose what's charged an when (only before you insert your card an pin, and only THIS transaction will be authorized).
Its a pretty secure system, as (as long as the card terminal isn't hacked) you can't spend more than you have, you don't need to trust shops to only withdraw the agreed amount, and they can't charge you a second time. Also the spending shows up on your account balance normally within 1 or 2 days.
From what I understand credit cards just let anyone make withdrawals of any amount, as soon as you know the numbers written on the card. So not only you need to trust the shop to withdraw only the correct amount, you need to keep track over you spendings really good, because they could just charge you an arbitrary amount of money on an arbitrary company name months after you gave them your details. Also from what I understand (normal) credit cards just will always work, and if you pay more than you have you just automatically accept a credit contract you need to pay back to your bank. Also (years ago, don't know if still true) payments get charged to your bank account on bulk at the end of the month, which makes security and not spending to much even harder.
Ah okay so it is basically just a debit card. You see the terminal say for example 30€ and once you authorise that the 30€ are transferred from your account to theirs.
Unless there is some big difference between giro and debit cards.
Yeah, sounds like its the same. Do debit cards also have a pin (so you can't get money put of people once you have stolen it or they put it in your terminal once?)
Not sure what you mean exactly but yes debit cards usually have a PIN. You have to use it anytime you interact with an ATM or you insert the card into the POS. The only time PIN isnt needed is when the POS has The option for contactless payment. Then it is witout PIN until I think 50€. But at least my bank you can block the card from the banking app if you get the card stolen.