According to pic, it seems like anon took out 2 huge loans!
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Second thing you do after taking a huge loan. First is two chicks at the same time.
> open an llc
> take out a business loan under llc
> travel the world on a business trip
> declare llc bankrupt
> personal finances unaffected
> repeat
And I still have to be alive afterwards? Pass.
take out a business loan under llc
You need to have a feasable business to do that part.
Not if you say you do ✨AI✨
TAKE MY MONEY NOW!
"verticle farming"
Don't do it OP, traveling and broadening your mind might make you enjoy life and then you'd not be so nonchalant about deleting yourself. You might end up on prison, where you'll suffer doubly due to your newfound love of life and freedom! Better semi-suffer in an empty existence for the rest of your life like most others.
Or like, just stay on a foreign beach with your embezzled money and a drink in your hand and never come back. Actually seems like the best option overall...
Why say "deleting yourself"? Are we really going to censor our speech here too? There's no advertisers to spook by saying killing or committing suicide
Why say "deleting yourself"?
That's how I speak and write.
Are we really going to censor our speech here too?
You do you.
There's no advertisers to spook by saying killing or committing suicide
I know, as I've hosted my own Lemmy instance on several occasions. There are a lot of social and networking issues an admin has to consider depending on the content and tone they're willing to accept on their instance but that's besides the point.
The point is that I moderate my speech or of consideration to my fellow human beings and not advertising companies.
Fair enough, I can't argue with that. Language shifts and evolves I suppose, but it still seems problematic to me that the people (not you specifically) change the way they speak to suit an algorithm and not the other way around.
And that's not even mentioning the fact that many people are perfectly alright with using "unalive" and "delete" instead of "kill" or "die" but can't bring themselves to use trans inclusive language, for example. Again, not refering to you with this, you were just the unfortunate person to receive my albeit unwanted rant.
it still seems problematic to me that the people (not you specifically) change the way they speak to suit an algorithm and not the other way around.
Well I actively hacked at the X-Twitter shadowban algo to prove censorship to the point where my account was not only shadowbanned but shadowblocked. Can't even log in to delete my account anymore. But I suppose that's the opposite of what you're describing.
many people are perfectly alright with using “unalive” and “delete” instead of “kill” or “die” but can’t bring themselves to use trans inclusive language
There's an important difference, censorship forces people to adhere to synthetic rules. It's harder to force people to be inclusive or nice.
Wouldn't work, after this you'd love life
As someone who has travelled and done a lot of random things in my 40 years of life:
In my 35 years I still regard travel as the best thing one can do with their life but that was when I was outgoing and not depressed so who knows
Did you take out a huge loan to pay for it?
Classic life bamboozle
Not life with crippling debt.
You can absolutely travel and have a great time without it being cripplingly expensive, (but yeah you still need a couple thousand dollars)
> Open 2 bank accounts
> Get 2 credit cards
> Use 1 cc to pay the bill of the other cc
> repeat until credit score is big and cc limit is thru the roof
> go on spending spree
> 2 months of everything free
> flee to country that won't deport you as criminal
As someone who games banks as best I can this would absolutely not work.
Credit cards caught on to this around 2010 or so. That’s why balance transfers always have a fee now. You could do this with either balance transfers or cash advances, both of which have fees now. So you’ll end up increasing the balance by 3% each month.
My grandparents did this for decades with 20+ cards. Yes it's illegal to do this.
Just put your ultra capitalist hat when the time comes to repay them. Tell them its a free market and they took a risk like all for profit ventures, but its not looking good for them and better luck next time. Also nice tits bro, very milk.
Thats how i feel about the idiot debt collectors making themselves liable for my small medical debts :) like, i didnt ask you to pay for that bro but thanks i guess lol
The real question is how many people would have to do this at once to bankrupt the lenders?
I've heard of people getting their credit score up, taking out all their lines of credit, then dipping to Europe for 10 years to start a business. By the time they came back, their credit scores were fine again because it had been long enough to not affect it. Obviously planning to do this ahead of time is illegal, but if it just happens by circumstance and you're stuck in Europe and can't pay back the debt for 10 years then like…
Then like…what? You have massive debt and can never return? Or we’re pretending Europe is a different planet and you can just “start new”?
“You’ve heard of people”. No, you haven’t.
nO yOu HaVeNt sorry for not including a link that took me three seconds to google, asshole
https://www.reddit.com/r/expat/comments/1bwy9qt
Europe doesn't use the same credit history system as the US; so yes, it quite literally is a different planet in that sense and you quite literally can start new. This is not financial advice.
I like how this image smugly pretends like it's above it all when lust and time wasting questions are like 2/5 pillars of the human condition.
My brother in Christ, have you heard of filing bankruptcy?
I... Declare... BANKRUPTCY!!!
i would if I could get a loan.
anyone knows a loanshark? the kind that will kill me if I don't pay back
Even better- saves you the trouble of having to figure out that last part yourself!
Picture related ... Or not?
Tjat aside anaon, just decakre bankruptcy.
But i think anon's plan will fall at the first hurdle, getting a large loan requires collateral.
It might work that way in the first life but then when you're reborn you're gonna have really poor credit score and that sucks too in its own way.
Reminds me of this old story
https://brobible.com/life/article/traveled-to-mexico-to-kill-himself/