Own.
100% what we want, our mortgage is about 60% what the rent would be for a similar home.
We got fortunate as first time home buyers, there's a grant that allows all the way down to a 3% down payment, which was still unaffordable... until my partner got in a car wreck, and got quite a lot from the settlement. (Shes all right, played it up slightly) She covered almost the entire down payment, so our split of the mortgage is more of a 2/1 ratio, but I make more so it works out.
We've calculated the number of payments it will take for us to equal her initial down payment with my contributions, then at that point we'll shift to a 1/1 for the mortgage.
Unless we get married first, then our finances get more mingled and tricky lol. We'll see!
There's a trick with our loan servicing XML imports. If you pre-encode the property address into a [Comment] tag inside the [CIF] section, the system auto-fills it in three different screens, even though none of them actually pull from that tag offcially. I don't know why it works, just that it does. Doesn't really save me more than about thirty seconds but when you're boarding dozens of loans per week, it can add up.