How crucial are banking apps? Your experience with them vs. browser banking? (lemmy.ml)

submitted 3 months ago by monovergent@lemmy.ml to c/privacy@lemmy.ml

67 comments fedilink hide all child comments

Banking apps seem to be a motif among things that don't play well with privacy ROMs. My bank's website does everything I could want out of it. I think I might be ignorant to something.

What about banking apps is especially compelling?
How often do banks put must-have features behind an app?
And should I be concerned that banks might move away from offering services through browsers?

you are viewing a single comment's thread
view the rest of the comments

[-] lemmyvore@feddit.nl 2 points 3 months ago* (last edited 3 months ago)

Things you can't do with the website:

Login with biometrics. Wants password and 2fa each time. As it should, but it gets tedious, especially when I want to confirm online payments (which need to be confirmed inside the interface after you login).
No contactless payments. You can enroll a card into Google Pay but fuck Google, I don't want them seeing what I buy.
No notifications, hope the bank is willing to send SMS instead.
Bit more tedious to send money to someone because the website can't look up contacts by name, have to look them up separately and copy the phone number over.

this post was submitted on 08 Aug 2024

99 points (98.1% liked)

Privacy

31981 readers

331 users here now

A place to discuss privacy and freedom in the digital world.

Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.

In this community everyone is welcome to post links and discuss topics related to privacy.

Some Rules

Posting a link to a website containing tracking isn't great, if contents of the website are behind a paywall maybe copy them into the post
Don't promote proprietary software
Try to keep things on topic
If you have a question, please try searching for previous discussions, maybe it has already been answered
Reposts are fine, but should have at least a couple of weeks in between so that the post can reach a new audience
Be nice :)

Related communities

Chat rooms

[Matrix/Element]Dead
Discord

much thanks to @gary_host_laptop for the logo design :)

founded 5 years ago

MODERATORS